Terms of Service

These are the rules of using xlinked. We've kept them as short as our lawyers would let us. Anything in bold is something we'd rather you didn't skim past.

§1Who we are

"xlinked", "we", "us", and "our" mean the operator of the xlinked service. "You" means the legal entity or natural person accepting these terms.

§2What the service is

xlinked operates a network of LinkedIn account holders ("lenders") who voluntarily contribute read-only access to their accounts in exchange for a monthly payout. We use that capacity to serve B2B data queries from buyers — companies who want LinkedIn-derived data they can't get at scale from their own seats.

The product is not on-chain. We use the language of decentralized networks because the economic model — many independent contributors, share of network yield — genuinely fits. We do not issue tokens. We do not solicit investment. We are not a security.

§3Your account

• You must be at least 18 and able to enter into a contract in your jurisdiction.
• You're responsible for everything that happens under your credentials. Use SSO and 2FA — they're on the house.
• One account per legal entity. Teams use the workspace; not multiple accounts.

§4What lenders may and may not do

• You may lend exactly one LinkedIn account that you personally own and control. No bots, no shell accounts, no resold credentials.
• You may not lend a corporate-issued account without written permission from your employer. We will not check; you carry that risk.
• You may disconnect at any time. Accrued payout for the current month still settles.

§5The LinkedIn ToS question

LinkedIn's terms of service prohibit automated access to its platform. The xlinked network operates inside that prohibition by relying on rate-limited, human-pace, read-only behavior — but we will not tell you it's compliant, because it isn't. We tell you this here so you can't say we hid it. The full position is in our honest answer doc.

§6Payouts

Lender payouts happen via Wise, in USD, with automatic FX into local currency at Wise's mid-market rate. Settlement is on the 25th of each month for the period 1st → last day of prior month.

If your KYC lapses with Wise, we hold your payout for up to 90 days and then return the funds. We never deduct fees from your $15 — Wise's transfer fee is on us.

§7Termination

Either side can end this relationship with 30 days' notice. We can suspend access immediately for AUP violations or material breach of these terms. On termination we delete your data within 30 days (lender audit logs within 90); ask privacy@xlinked.app if you want a one-off export first.

§8Liability

Lenders do not pay xlinked. Today the lender side of the service is free to use; we pay you when the conditions in the Lender Agreement are met. That payout obligation is the only payment we owe you — not a damages cap, not insurance, not a guarantee against anything else that might go wrong.

Except for accrued payouts we owe under the Lender Agreement, xlinked is not liable to you. This includes — without limit — LinkedIn restrictions or loss of your account, lost wages or opportunity, tax consequences, Wise or bank delays, service outages, or any indirect, consequential, special, or punitive damages. The voluntary hardship payments described in our LinkedIn ToS doc are goodwill, not a legal obligation, and do not create a precedent.

The service is provided as-is. We do not warrant uninterrupted uptime, error-free operation, or that lending your account is risk-free. You decide whether the trade is worth it; we describe the risks openly in The LinkedIn ToS, honestly.

§9Governing law